Binance referral code KEVINWU: 20% spot and futures automatic fee rebate, can be added within 30 days if you forget (2026)

Updated 2026-10-15・Rules checked 2026-10-10

The Binance referral code on this page comes with an automatic fee rebate of 20%, on both spot and futures. Binance states that partners can give invitees up to 20% on spot and up to 20% on futures, so this code gives the maximum on both.

The referral rebate is a fee discount offered by Binance itself: the exchange sets the rate and pays the refund directly. What follows is information I compiled for reference.

Why is the Binance referral rebate capped at 20%?

Binance’s affiliate program guide says partners can “provide them with up to a 20% rebate on Spot and Margin fees”, meaning invitees get at most 20% of their spot and margin fees back (Binance affiliate program guide). For futures, Binance announced that from October 25, 2025, the futures rebate any user can share with invitees is capped at 20% and can’t be changed once set (Binance Referral Pro update announcement). Binance also says the settings of a referral link can’t be edited after the link is created (Binance Referral Pro FAQ). (Official pages checked on 2026-10-10.)

Where does Binance show the referral rebate rate at sign-up?

When the Binance sign-up flow asks “Do you have an inviter? (Optional)”, choose “Yes” and enter the referral code. The page then shows the spot and futures rebate rates (“Spot Rebate Rate” and “Futures Rebate Rate”). Compare the numbers with the screenshot before you tap “Next”.

What should you watch for with a Binance referral code at sign-up?

• Enter the referral code when you create your Binance account. If the account was registered without one, you can’t bind it later using only a futures referral code when you open a futures account.
• Binance has two referral modes, Referral Lite and Referral Pro. Once you register under one, you can’t register again under the other.
• If the same identity details are used on multiple accounts, Binance terminates that user’s commission and the invitee can no longer receive rebates.

Start from the link below, finish registration on that page, and check the referral code field and the rate before you submit.

Forgot to enter a Binance referral code? Can you still add it?

The Binance Referral Pro FAQ says that if you forgot to enter a referral code at sign-up, you can add it yourself on the Binance referral binding page, as long as all of these apply:

• The account was registered less than 30 days ago.
• The account has no deposits or trades yet.
• The account has no existing referral relationship and is a main account.
• The same identity details haven’t been used on another account in the past 180 days.
• The account hasn’t been flagged for wash trading.

Once a referral relationship is set up, it can’t be changed or removed. For other exchanges’ rules on adding a code later, see Can you add a referral code after signing up?

How do you confirm your Binance referral code is bound after signing up?

On the website, go to Profile → Referral → Referral Pro; in the app, tap “Referral” on the home screen → Referral Pro. According to Binance, invitees can see the rebates they receive under “Share Commissions” on the Referral Pro page, and “Referral Relationship” shows which referral mode you registered under and the rebate rate bound to your account.

How is the Binance referral rebate calculated?

The rebate is a share of the trading fees you pay, not of your trading volume. Binance states that commission is calculated as net fees (fees after market maker rebates are deducted) times the rate. If you pay 100 USDT in fees in a month at a 20% rebate, you get 20 USDT back that month.

Rebates are converted to USDC every hour and credited to your spot account within 6 hours (Binance referral program USDC payout announcement).

Binance standard fees

Market	Maker	Taker
Spot	0.1%	0.1%
USDⓈ-M futures	0.02%	0.05%

The spot rates are the regular-user rates on the Binance fee page; the futures rates are the regular-user rates used in the example in Binance’s futures fee explainer (checked on 2026-10-10). Paying fees with BNB gives 25% off on spot and 10% off on USDⓈ-M futures. Whether the BNB discount affects the rebate amount is not stated officially.

Example: futures (taker 0.05%)

Example at a futures fee rate of 0.05% and the current 20% automatic rebate (rate updated 2026-10-23). Your exchange statement prevails.

Example: spot (0.1%)

Example at a spot fee rate of 0.1% and the current 20% automatic rebate (rate updated 2026-10-23). Your exchange statement prevails.

Does the rebate expire?

• Spot: no expiry is stated officially.
• Futures: Binance says 12 months from when the invitee opens a futures account. If the referrer’s futures commission rate is 30% or higher, the 12-month limit doesn’t apply. When the referrer’s period ends, the invitee’s futures rebate stops too.
• VIP level: spot and futures commissions only apply to regular users and VIP 1–2, and stop once you reach VIP 3 or above.

Which trades earn no rebate

The invitee’s rebate is a share of the referrer’s commission. Binance lists these cases where no commission is generated, so these trades usually earn no rebate either:

• zero-fee trades, including zero-fee spot and futures pairs;
• trades by users at VIP 3 or above;
• market maker rebates, which are deducted from fees before commission is calculated.

Commission on sub-account trades goes to the main account’s referrer. Sources: Binance Referral Pro FAQ and Binance referral commission calculation announcement (checked on 2026-10-10).

When can a Binance rebate be canceled?

• If Binance determines that trading involves wash trading, bulk registration, self-dealing or market manipulation, all referral relationships and rebates are canceled.
• If you delete your account and register a new one to get referral benefits, the new account’s commission may be terminated.
• If the same identity details are reused, that user’s commission is terminated and rebates can no longer be received.

For a comparison of cancellation rules across exchanges, see Can rebates be canceled?

Binance sign-up bonuses (new-user tasks, trial funds) vs the referral code rebate: what’s the difference?

Binance’s new-user tasks, trial funds and vouchers are one-off promotions. You usually have to complete tasks such as identity verification, a deposit or a trading volume target to get them; amounts and conditions change from campaign to campaign and they expire, so the campaign page and its terms are what count. The referral code rebate is bound at sign-up, and from then on a share of every fee you actually pay is refunded automatically. It’s separate from the sign-up bonus, so you don’t have to choose one or the other.

Binance’s most common new-user reward is the trading fee rebate voucher in the Rewards Hub. You activate it by tapping “Use” in “My Vouchers”, and any balance left after it expires can’t be used (Binance rebate voucher terms, version updated 2026-01-21, checked 2026-10-12). Under the terms, the referral commission is deducted from the fee first and the voucher refunds only the rest, so you get both the voucher and the referral code rebate. For the full comparison, see fee vouchers vs referral code rebates.

Rebate change history

• 2026-10-07　20% (tracking started)

Rates sync with the exchange daily; every change is recorded automatically.

Who can’t join the Binance referral program

Binance’s referral program supplementary terms say that users on the prohibited countries list can’t take part in the referral program. They also list these restrictions:

• Singapore residents (from 2022-11-18).
• Japan residents can’t be invitees (from 2023-08-01).
• If the invitee is a Hong Kong resident, neither the referrer nor the invitee earns commission.
• Commission for UK users is removed; regular-user referrals in Turkey have stopped (from 2024-09-19).
• From 2026-07-01, users registered in European Economic Area (EEA) countries can’t take part in the referral program in any capacity.
• Users of Binance FZE and Binance Israel.

The list changes; the Binance referral program supplementary terms prevail (version updated 2026-09-22).

Common questions

Where do I enter the Binance referral code?

During sign-up. When Binance asks “Do you have an inviter?”, choose “Yes” and enter the referral code; the spot and futures rebate rates then appear below it. If you arrive through a referral link, the code is filled in automatically, with a green check mark and “Linked” next to it. A referral code can’t be changed once bound, so check the field before you submit.

When does the rebate arrive?

Binance converts rebates to USDC every hour and credits them to your spot account within 6 hours. Amounts below 0.00000001 USDC aren’t paid out.

What if I already have a Binance account?

If the account was registered less than 30 days ago, has no deposits or trades, and has no referral relationship, you can add the referral code yourself on the binding page. An account that already has a referral relationship can’t be changed.

Can I pay fees with BNB?

Yes. Paying fees with BNB gives 25% off on spot and 10% off on USDⓈ-M futures (the BNB must first be transferred to your USDⓈ-M futures account). How the BNB discount and the referral rebate interact is not stated officially.

Is there still a rebate after reaching VIP 3?

No. Binance referral commissions only apply to regular users and VIP 1–2. They stop once you reach VIP 3 or above, and the invitee’s rebate stops with them.

How can I check whether my Binance referral code is bound?

Look at the Referral Pro page, or check whether USDC rebates are arriving in your spot account. According to Binance, “Referral Relationship” shows which referral mode you registered under and the rebate rate bound to your account; rebates are converted to USDC every hour and credited to your spot account within 6 hours. How to check on each exchange is covered in how to check whether your referral code is bound.

What are Binance’s trading fees?

For regular users (VIP 0), spot fees are 0.1% for both maker and taker, and USDⓈ-M futures are 0.02% maker and 0.05% taker. Paying fees with BNB gives 25% off on spot and 10% off on USDⓈ-M futures. VIP rates, how futures fees are calculated and withdrawal fees are covered in the Binance trading fees guide.

Is Binance safe?

On 2019-05-07, 7,000 BTC was stolen from Binance, and the SAFU fund covered the loss in full; from then to 2026-10-12, I found no record of any other theft from the platform’s wallets. SAFU currently holds 15,000 BTC, and the 2026-10-01 proof of reserves put the BTC reserve ratio at 100.35%. On the regulatory side, Binance pleaded guilty in the US on 2023-11-21, with settlements totaling about US$4.3 billion. The full record is in the exchange safety record, and reserve ratios across exchanges are in exchange proof of reserves compared.

Binance referral code details

Referral code: KEVINWU

Sign-up link: Binance official sign-up page Backup link if the main one doesn't open

Automatic fee rebate (fee discount): 20% (updated 2026-10-23). Binance’s current page prevails.

To compare referral codes and automatic rebates across exchanges, see the exchange referral code overview.